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Northern Fairfield Insurance We are an independent agency offering all forms of insurance and we work with a wide array of companies that have been carefully selected to provide you, our client, with the most personalized and cost effective programs available. Working with a professional independent agent gives you the comfort of knowing that a real person is there to help - only a phone call, office visit or e-mail away.

More than one third of our customers are referred to us by the satisfied friends and families of our clients and we look forward to adding you to our growing list of clientele.
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The Ostrove family has been in the insurance business since 1955. Jim Ostrove, upon moving to the Danbury, Connecticut area, joined MetLife in 1988. While there, he enjoyed a career as one of the top Account Representatives and then as Branch Manager of the local Danbury office. In 1998, Jim started Northern Fairfield Insurance after realizing that the only way to meet the insurance needs of his clients and remain competitive was to offer products through many different insurance companies, something that can only be done as an independent agent.
I have been with Jim since 1995 and the service he has provided has been nothing short of spectacular. If you want insurance with a personal touch NORTHERN FAIRFIELD INSURANCE is the place. I highly recommend Jim Ostrove for all your insurance needs. Jim is excellent and he has been doing my entire family's insurance for over 10 years.
Personal Insurance products from Northern Fairfield Insurance provides our customers with protection for their homes, automobiles and personal possessions, along with personal liability coverages. How we serve you is as important as what we provide. First, we listen to you, and then we discuss your needs and answer your questions.
As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you've built is covered by a company that understands your business insurance needs. Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy.
Reviews (8)
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Doug Kenyon
Apr 25, 2022
Having been a client of NFI for over 20 years, the service and professionalism of Jim and his team are extraordinary. Insurance needs obviously vary, and are personal for everyone. Jim listens to your needs and truly makes every effort to tailor the most cost effective solution to your home, auto, or business insurance requirements. They are a pleasure to work with and a comforting consultant to have on your team.
Cathy Tracy
Mar 17, 2022
Have been working with Northern Fairfield Insurance for over 20 years. They are very professional, courteous and knowledgeable. We highly recommend them.
Aydin
Jan 27, 2022
Jim Ostrov and his associate Alice is probably the best insurance agent in Greater Danbury area. you can find. He provided me the best possible combined auto and home insurance policy at very fair price. He is very responsive to my insurance needs. Jim takes care of whatever insurance issues or changes that I request. He finds the right insurance policy based on your situation. I highly recommend him as a trustworthy agent. Aydin Guc- Danbury CT January 27 2022
Jesse Kaplan
Jan 21, 2022
Not sure where the hell my original review went! James Ostrove is a one of the guys. Not a typical Insurance Salesmen that I would assimilate to a used car salesman. I come from a family of many of them who practice all type. I am a business owner and a Volunteer Fireman and Jim took care of me from start to finish. Like anyone in business we are only as good as our help, communication and follow ups. James has an outstanding team and never left me out in the cold.

He is just like me in following up which really makes being a customer a lot easier. I am on my second deal with him and hopefully more to come. Five Star service that won't leave you needing to take out a loan.
Helen McCormack
Oct 25, 2021
We have used Jim and his team for over a decade. His service and responsiveness are second to none. He always goes above and beyond to help when we have had claims on our insurance or problems. He regularly reviews our coverage to ensure we are getting the best price. I cannot recommend highly enough.
Barbi Ferentheil
Oct 08, 2021
Jim is THE BEST agent I have ever met and worked with. Always helpful with all of my needs and I consider a friend. I can call him and always get a response that I can benefit from. Always checks rates to save me money in my car and home insurance. Highly recommend this company!
Cristina Massa
Jun 04, 2021
Jim and his team have been incredibly helpful and diligent in working with our family's insurance needs. They go above and beyond not just for the policies they write but even in collaborating with our west coast insurance agent. You could not be in better hands!
Michael Andros
Apr 11, 2021
I have been with Jim for so many years now I can remember when we started. But he is a great agent. He is always on top of my policies. He lets me know if and when I should change to different carrier to save me money. Any time I have asked him for anything related to policy or for any help with documents. He right on it and I get whatever I need from him almost immediately.

He is always there for us. My son also uses Jim for his insurance needs. I have even contacted him on a weekend and he is always happy to help me. He has never said to me "Mike it is the weekend call the office on Monday". He is the best as far as I am concerned. There have been times when he has told me Mike you might be able to do better with a different carrier because even though he represents a lot of different carries, sometimes they might not be the best for me. That makes me have a lot of respect for him. It isn't about the money for JIm. He always has the best interest of his clients when it comes to business. Michael Andros