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Hutch Ham Agency Hutch Ham Agency, Inc. has been serving insurance solutions to Charlotte, NC, for well over seven decades. In 1949, Joseph Hutchinson Ham, Jr., better known as "Hutch, " established the agency to gain an independent advantage against its most significant competitors. The advantages of an independent agency allow our agents to source the best possible coverage at the most reasonable price because we represent many quality companies that enable us to leverage these benefits.Insurance alone only gets you so far.
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Your family, your business, and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor. In 1949, Joseph Hutchinson Ham, Jr., better known as "Hutch, " established the independent agency to provide his clients with options in quality and affordable coverage.
Not all insurance agents are created equal. At Hutch Ham Agency, Inc., we go out of our way to treat our clients like people and we use our industry experience and diversified knowledge base to protect what you value most. Hutch Ham Agency, Inc. is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected.
There's one guarantee in life and business. Things change. Our annual review is an opportunity to compare your existing coverage against your current needs to ensure your insurance remains appropriate to your situation. Hutch Ham Agency, Inc. is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected.
We specialize in a wide variety of insurance solutions to meet your needs. Whether you're looking for business insurance or personal insurance, we provide quality service and advice you can count on. Contact us today to get started. Hutch Ham Agency, Inc. is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected.
Reviews (9)
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Doug Neal
Feb 16, 2022
April was fantastic. She diligently obtained a competitive quote and was extremely responsive.
Libby Lucas
Jan 16, 2022
Outstanding customer service is the norm at Hutch Ham! You always get a real person on the phone when you call. I highly recommend these insurance professionals!
Michael S. Egan
Dec 05, 2021
It is great doing business with Martin at Hutch Ham. He always gets my company the best coverage at the best rates. He always returns calls quickly.
Kathy Karmondy
Nov 23, 2021
Wonderful experience. I was confused and unsure and April patiently explained everything. I have a 4x better policy for auto and it ended costing less than our current policy. I cannot say enough about how pleased I am to have moved all of our insurance needs to Hutch Ham.
Steven & Tiffany Lee
Sep 09, 2021
Between our family business any my husband's other business, we have two commercial accounts through this agency. They also handle all of our personal needs.they are just fantastic! My father has been doing business with them a long time, and we continued after he had such great experiences. We are treated with prompt courtesy at all times, no need to try anywhere else!
Nicole Feducia
May 13, 2021
My husband and I have owned our own business for eleven years. Thankfully, Rich knew Martin Tivnan, our Insurance Agent with Hutch Ham, before we opened our business. Martin guided our way through the insurance world, all of the people at Hutch Ham have helped us grow, and they would (and have) bent over backwards to make sure that our business has the correct coverage to protect us, our customers and vendors, if ever needed.

I mostly deal with our account manager, Tonia Hubbard. One example of many: our annual renewal was last week, and although she sent me the renewal list, that I needed to mark up before she could proceed a month ahead of time, I got it back to her only days beforehand. Although it would have been justifiable for the process to take longer, Tonia had every single renewal back to me a day before the expiration, because she knows that we cannot be paid from our customers with outdated insurance.

I have noticed that Hutch Ham only hires top-notch professionals, and Tonia is always quick to respond with questions and / or the documentation our customers need. Everyone at Hutch Ham helps - when Tonia takes time off, April Ham takes care of anything we need, seamlessly. Over the years we have had the opportunity to look at other agencies, and as a business person you have to look at everything.

But we have enough going on, we have never been let down, felt over-charged nor neglected. That is a relationship for keeps, and they have my loyalty in return. Hutch Ham is the right company for us, and I do not want to change agencies. I cannot say enough about the Hutch Ham team - there is not a better agency in Charlotte, I trust them, and will be their client until the time comes to sell our business (which is a LONG time from now!).
Teresa Wright
Nov 11, 2020
I have been doing business with Brenda B. since I was 16 yrs old which is around 3 decades. She now is my "insurance grandma" as my dad and other family members have done business with Brenda at Hutch Ham for years before me. I can not express how much I appreciate having a trustworthy and respectable relationship with this agency.
William Thorpe
Nov 09, 2020
Have dealt with Hutch Ham Agency since 1966 with great service, pricing and products. Hutch, Mike, April and Brenda have been the greatest. Can always trust that they will do what say! They have been servicing my insurance needs both Business and Personal for over Fifty Years! Not common this day and age!
Hollie Sims
Jun 16, 2020
I have worked with Hutch Ham for over 5 years and they are top notch! April has been amazing to work with and always goes above and beyond to help my company with whatever it is we need. Her customer service is far superior than any company I have ever worked with.