With 3 convenient locations within the Greater Charlotte Area in North Carolina, Charlotte Insurance has evolved into an all-inclusive, client-focused insurance brokerage firm. We are committed to offering superior North Carolina and South Carolina insurance strategies for residents all across the region; whether you are from Matthews, Huntersville, Cornelius, Davidson, Mooresville, Monroe, Concord, or beyond! Since 1992, the team here at Charlotte Insurance has been dedicated to changing the insurance industry for the better.
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Since 1992, Charlotte Insurance has become one of Charlotte's largest locally owned Business, Commercial, Home, Auto, & Boat insurance providers. As owners of Charlotte Insurance, we also grew up in Charlotte, and have carved out a special identity with the City. We have created an awareness of our company by becoming involved in the community and implementing an aggressive branding campaign.
As a trusted carolina independent insurance agency, we know that designing a custom business insurance package, that fits your specific needs, is no easy feat. With a variety of coverage options and state laws to abide by, you need someone with superior insurance knowledge and expertise to help you secure the most effective South Carolina or North Carolina business insurance quotes plan. Generally speaking, the goal of doing business is to maximize profits, while also minimizing your overall costs.
NC general liability is one of the most pervasive policies on the market today - and for good reason. It provides coverage for liability issues resulting from personal and advertising injury, including medical expenses. It addresses accidents stemming from on-site mishaps, as well as any injuries or damages incurred as a result of using goods or services sold on-premises.
Consider this: if a fire erupts in the building of your business in the greater Charlotte, Matthews, Huntersville and Mooresville area, and you lose your entire inventory. Will your general liability be enough? If someone breaks into your business and steals expensive equipment, are you positive North Carolina general liability will be enough?
Reviews (10)
Alan Brooks
May 06, 2022
Recently worked with Clark Harrell on coverage for our RV which we live full-time in. Clark was AWESOME, frankly the best insurance experience I've ever had! Their agency wasn't licensed in our home state when we first called but Clark stayed on it and when they were licensed he let us know. We got MORE coverage for LESS money with Progressive than what we were able to get working directly with Progressive. I HIGHLY recommend Clark and this agency!
J. J.
Apr 13, 2022
After researching a solid insurance agency for my new fifth wheel - i came across Marty via a strong recommendation by the RV Odd Squad. Marty took care of me, despite a literal last second request for a insurance policy on my brand new fifth wheel. Marty contacted me within a hour and was on the quote and had my camper insured while i was still at the dealership.
This agency will give you fair and honest quotes and give you the hands down best advice about what policy you need for your camper and tow vehicle. Thanks again Marty - I'll be calling you in mid-May to add my new Ram to the policy as well. Appreciate you being flexible with me on the phone as I navigated the dealership and your phone call.
This agency will give you fair and honest quotes and give you the hands down best advice about what policy you need for your camper and tow vehicle. Thanks again Marty - I'll be calling you in mid-May to add my new Ram to the policy as well. Appreciate you being flexible with me on the phone as I navigated the dealership and your phone call.
Randy Brian
Mar 16, 2022
The RV Odd Squad hooked me up via a utube video with Hector Bonilla at Charlotte Insurance and I have never in my life had such positive fast service with great- NO- I mean a fantastic agent, The price and policy can not be beat. This is the place for your RV insurance needs hands down. Thank you so much Hector Randy Brian
Cynthia Rauscher
Oct 14, 2021
Theresa Nilsson
Oct 14, 2021
John T.
Oct 06, 2021
Ro H.
Aug 27, 2021
We feel very lucky to have Clark Harrell be our agent during our search for an RV insurance. It is our first motorhome and didn't have a clue as to what specifically we needed to feel confident that we have the right and critical coverage to protect us and our rig. Mr Harrell explained it all to us and made suggestions and recommendations but left it to us to make the final decision.
He is prompt, kind and been very responsive with all the questions we had. We absolutely commend his work ethic - an exemplary asset to both Progressive Insurance and Charlotte Insurance. We give him 5 STARS!
He is prompt, kind and been very responsive with all the questions we had. We absolutely commend his work ethic - an exemplary asset to both Progressive Insurance and Charlotte Insurance. We give him 5 STARS!
Megan Subocz-Quinn
Jun 07, 2021
By far an amazing experience working with Clark over at Charlotte Insurance! Always super responsive (often within the hour) and was great working through what I truly needed vs what I didn't. His patience while I was finding my ideal rig (which took months) was refreshing as he never pressured me or felt like he was becoming tired of waiting on me. I highly recommend and will be sending all my friends and family Clarks way!
Jessica Ruiz
Mar 15, 2021
From the moment I sent the initial inquiry email, Charlotte Insurance was amazing! An agent reached out within 10-15min of my email. We dealt with Clark Harrell. Clark was extremely helpful and courteous. He found discounts and helped us compare CI to our current insurance company. He really worked to make sure we got the best discount and deals for our vehicle and trailer. You can't go wrong with a phone call to Charlotte Insurance.
Peter Marr
Jan 25, 2021
I learned of Charlotte Ins from the RV odd couple, gave them a call and hooked up with Clark. He was great to work with: courteous, polite, responsive and found us great insurance at a better rate than we had found ourselves. He found us discounts we didn't know about too. I highly recommend Clark and Charlotte Insurance! Pete