Pahlke & Pahlke is your one-stop shop for employer, individual & family, and senior benefits. For nearly three decades, Pahlke & Pahlke has worked with business, individuals, and families to put together sensible, cost-effective insurance and benefits planning strategies. Most of our clients would say that this process of planning is essential - to ensuring the quality of life one expects over the course of a life, and to providing the peace-of-mind that comes with knowing you're well prepared for the future.
Services
Pahlke & Pahlke prides itself not only on providing value to its customers, but also in being a valued resource to those individuals. We are dedicated to providing cost-efficient insurance and benefits solutions for employers, individuals and families looking to secure a comfortable and independent future.
We provide insurance to members of a formal group such as employees of a firm or members of an association. Group insurance is distinguished from individual insurance in which single policies are sold to one person at a time and from social insurance (e.g., unemployment insurance, social security), which is sponsored by the government.
Simply put, health insurance is protection against medical costs. A health insurance policy is a contract between an insurer and an individual or group, in which the insurer agrees to provide specified health insurance at an agreed-upon price (the premium). Depending on your policy, your premium may be payable either in a lump sum or in installments.
Medicare is a federal health insurance program for people 65 years of age or older. It pays for much of your health care, but not all of it, such costs could be, prescription drugs, deductibles, coinsurance. Medicare Supplements are a health insurance policy sold by private heath insurance companies to fill the "gaps" in Medicare coverage.
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