Copies of all bulletins, including underwriting and storm alerts, are available for viewing and download. Member Company Information, including Financial Statements, needed by member insurance companies is available online. Use our online tool to determine if your property is in the territory that is eligible for coverage by the South Carolina Wind and Hail Underwriting
Association.
Association.
Services
The South Carolina Wind and Hail Underwriting Association (SCWHUA) is the residual property insurance market in South Carolina. It provides coverage for the perils of wind and hail in the coastal area of the state designated by the Legislature as "Beach." The territory is defined by state law. Although its official name is the South Carolina Wind and Hail Underwriting Association, it is often referred to as the Wind Pool.
All areas in Beaufort County east of the west bank of the Intracoastal Waterway with the exception of Lady's Island, Coosaw Island, and Morgan Island. All areas of Colleton County which are east of the west bank of the Intracoastal Waterway. The following areas in Charleston County: the portion of Edisto Island which is east of Peters Point Road and Point of Pines Road, Edingsville Beach, Kiawah Island, Botany Bay Island, Folly Island, Seabrook Island, Morris Island, and all areas north of the city of Charleston which are east of the west bank of the Intracoastal Waterway.
Reviews (1)
E. H.
Feb 19, 2017
RUN RUN FAR AWAY from SC Wind & Hail. They are absolutely terrible! I wish someone had posted a review on them previously because I would have made sure I did not have them. It's amazing the amount of people I have talked to who have had bad experiences with this company since having my own BAD experience with them. I've been paying them $1700 a year for 8-9 years for just wind & hail--that doesn't include my homeowners.
I couldn't even get them to pay for my roof that was damaged in the hurricane, which is the only claim I have ever had. Shame on me for not reviewing my homeowners policy yearly but I assumed my broker, Waccamaw, had my best interest in mind--but no they didn't--neither did SC Wind & Hail. They took my money like a thief in the night and I got nothing to show for it.
I thank them for the hard lesson I learned--review your homeowners insurance yearly. My mortgage company pays mine so I didn't take a close look--that is what they are counting on. I was able to find homeowners and wind & hail for the same amount I was paying SC Wind & Hail for just wind and hail.
I couldn't even get them to pay for my roof that was damaged in the hurricane, which is the only claim I have ever had. Shame on me for not reviewing my homeowners policy yearly but I assumed my broker, Waccamaw, had my best interest in mind--but no they didn't--neither did SC Wind & Hail. They took my money like a thief in the night and I got nothing to show for it.
I thank them for the hard lesson I learned--review your homeowners insurance yearly. My mortgage company pays mine so I didn't take a close look--that is what they are counting on. I was able to find homeowners and wind & hail for the same amount I was paying SC Wind & Hail for just wind and hail.
