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Most states require you to carry auto insurance if you own a car. In most others, must able to pay for damage from an accident out of your own pocket. A professional insurance agent can explain which coverages you need different states have different needs and how the various coverages differ. What do all those terms mean on my auto policy?
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Reviews (32)
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Mario P.
Oct 13, 2021
This company had me jump through hoops to get a driving history report from my insurance company so that I could get a quote. Never got a quote after going back and forth with them several times. Not worth the hassle.
Dale Casey
Mar 27, 2021
I have been a Rais customer for years. They have the best prices around. They have registration services and can transfer titles too so you don't have to deal with the long lines at the DMV. Renni and his dad provide great customer service and are always there to help. I recommend Rais insurance to everybody.
Johnny Lomeli
Jan 29, 2021
Been going here for over 10 years! Great people, service, and honest work!
Miguel Villar
Jul 10, 2020
I've been with Rais Insurance for more than 20 years they are excellent and give you the best prices for your auto insurance i am very satisfied buy thier great customer service
Peter Devlin
Jul 05, 2020
Great friendly service they go above and beyond to help you with your insurance needs highly recommended.
Prince Singh
May 30, 2020
I m HARSIMRANJOT. these guys gave you better service. they are nice polite. nd knowledgeable
Ashley W.
Mar 09, 2020
Rai was super quick with helping my boyfriend get insurance today for his new truck, he gave him his information and got him a quote within 5 mins. Sent over the e signatures and everything was done so easy. Definitely will be referring anyone who needs insurance over to Rai!
Timothy C.
Aug 24, 2019
I got one of the greatest insurance rates in my life through this company. Randy Rai is literally one of the most professional insurance agent that will get you the best rates possible. The Rai's company has been selling auto insurance for 45 years. Without any gimmicks this is the only place in California to be shopping for auto insurance.
Andrea C.
Feb 07, 2019
This place rocks! Came here to do my taxes and they even notarized an affidavit for me at the same time. I have my insurance with them as well and they have the best rates. Highly recommended people-You won't be disappointed.
Ava Lam
Dec 04, 2018
These folks are great. They handle my business insurance, business bonding, business workers comp, homeowner's insurance and car insurance. They are ALWAYS responsive and I 100% trust them. Highly highly recommend.
Nathanial Mike
Nov 25, 2018
I've been with Rai's Insurance for a few years now and my experience has been nothing short of amazing. The brokers there form personal relationships with their customers so that they can better assess and assist with their needs. They are easily accessible even after business hours for any questions or concerns you may have.
Baltazar R.
Aug 20, 2018
I would highly recommend using this place get your car insurance and any other services they offer. The staff is very friendly and welcoming. The young lady who helped me out was very helpful and I appreciate the fact that she took her time to explain everything to me. She gave me precise instructions and set the proper expectations. All I can say about this business are positive.
Princess K.
Aug 19, 2018
This place sucks! I called and spoke to someone she gave a good price over the phone but when i got there it was totally different. She was rude and very unprofessional. I will not recommend anyone here. I regret coming here wasted my time!
Ajay Gupta
Jun 23, 2018
I have been a customer of Rai's Insurance since the past decade and am really satisfied with their quality service and professional approach. They have saved a significant sum for me over the years on my home and auto insurance and have consistently provided the best market rates. I am really lucky to have availed such trustworthy service.
Jotham Thommy
Jun 09, 2018
I had my insurance policy earlier too but with Rais Insurance it is totally a different experience. The services of this company are truly impressive. They have a wide range of life insurance policies. I have also transferred my car insurance policy to this company. The policy terms are favorable and the agents are very cooperative.
David Smith
Mar 28, 2018
I have purchased my Health Insurance from Rais Insurance. Their service is really up-to- date. I contacted them over the telephone and the representative reached my address with a few hours. They provided complete information about the insurance including the facilities I could enjoy with the add-ons. Now, I can say that I am possessing the best health insurance possible in California.
Ellina James
Jan 04, 2018
Rai Insurance is one of the best insurance company in CA, United States. They have assisted with my business insurance needs every year and I am greatly satisfied with their services. I can put a good word about them with anyone and never repent it. Wishing them all the success! I highly recommend them.
Michael Mcdonald
Dec 05, 2017
Rai's Insurance has been my insurance Agency for over a decade. Every time I have needed something like adding a car, changing coverage, or a general question, they are always there for my family and I. They have never let us down and have delivered every time we have requested something from them. I highly recommend them!
Henry Kerman
Dec 04, 2017
I have been using Rais Insurance for the past couple of years and never had any problem with their services. I feel every secure to have obtained insurance from such reliable service provider. The online site is quite easy to use with clear instructions on its coverage terms. I have even recommended them to some of my friends and wish to avail such high-quality services in the years to come.
Hank B.
Sep 11, 2017
I have been going to Rais Insurance for the past twenty years. The best services in all of So Cal! He handles my health insurance, car insurance, business insurance also my income tax as well. Great pricing friendly service.
Ashley B.
Aug 24, 2017
I was a loyal customer to them and always made my payments in full and on time. I cancelled because I found a lower rate somewhere else. After I cancelled, they failed to let me know that I still owed Progressive money. Now they are acting like they are completely not responsible for anything. Because of them I am in collections with an old insurer. Thanks Rais insurance!
Connie V.
Mar 24, 2017
I am very satisfied with Rais Insurance. Their employees are very responsive, kind and helpful when it comes to queries and concerns. They also keep track and remind you with your payment deadlines. Outstanding services and offers. Good job!
Aaron C.
Jun 03, 2016
After reading the many reviews online, I decided 3 weeks ago to call this company. I initially called and said "Hey I am thinking about switching insurance providers could you possibly give me a quote" the person over the phone (Renny or Remmy on May 14th ish) said that the price would 2,000 for the year. $800 initial payment $89 each month thereafter.

I told him thanks I am shopping around and I will call you back. 3 days later I called Renny or Remmy back and he remembered me and said let me take all the details and provide you with an estimate. He said he would call me back when he got the quote finalized. After a week of waiting I called him back wondering what was going on, he sounded "surprised" almost as if he forgot.

No biggie, things happened. He said let me have a few days and I will call you back. Another week passed by, I called again. This time Remmy said I have submitted the information to a couple different companies and I will call you Monday with them all (this was Friday of last week). No call on Monday, No call on Tuesday and I called today to be told that the price is SUBSTANTIALLY HIGHER than what he originally thought.

These things happen but to have so much time wasted to learn this information is a real bad business practice. I would advise you if you are reading this to call several companies besides this one in case they forget about you your not left with limited of time and expired insurance etc. They seem like nice enough people but can surely put you in a bind if they forget about you. It sounds like they might also be a middle man so there may be some money saved by going direct to the insurance companies and not this place. I'm not sure.
Andrea C.
Jun 03, 2016
I asked my husband to look for a few quotes. We were thinking about changing insurance providers before the existing policy expired. After looking at Yelp I told my husband to call Rai's Insurance. My husband likes to go through referrals usually but because the reviews on here he was willing to use Rai's. After several weeks of being lead along the quoted ended up being much higher than originally quoted.

Now my husband doesn't trust my ability to select services (whatever) and insists on just using the guy from church whose price was around what Rai's finally ended up quoting. The whole experience was a bummer and I had really high hopes after reading all of their positive reviews. Rai's told my husband that they called us but I checked all of the house messages and caller ID and not once did we miss a call from them. Not Good, we are disappointed to say the least
Albert Y.
Apr 13, 2016
Best place in oc. I did Business with them for about 8 years can't Waite to drop by just got a new car.
Grace D.
Jan 31, 2016
Every time I come in for help with insurance services, they are always helpful and replied fast. Nice group of people who are always willing to help.
Kelly A.
Jan 28, 2016
I came here through Yelp and it was the best money saving thing I did. I was greeted by a lovely young lady that help me with my car insurance and I was surprise how much money I was able to save with a great insurance company and a fantastic coverage. I normally pay a high insurance rate so I knew what I got myself into but RAi help me close the best coverage ever. Thank you guys! Will definitely be back and recommend others here too!
Mireya Trejo
Oct 26, 2015
Rai's Insurance has been wonderful to my family over the years. Not only do they provide the best customer service but they have the best rates in Orange County. I have been with Mercury Insurance with them and all my family as well. They have been in business since 1982 and are family owned and operated. I highly recommend to go here they truly are the best insurance agents in Anaheim. You will feel comfortable doing business with them as all their carriers are top A rated and provide great claim experiences. Go here folks!
Jena D.
Oct 08, 2015
I would never work with another insurance company after I started with Rai's ins many years ago because they are simply fantastic! I have a big family policy and we are constantly making changes to it. Whenever I call, I speak with Randy and he always makes things so simple to take care of. Yesterday I called and left a message for Randy and he called me back in a matter of minutes with an answer to my question.

I also just added my 16 yr old son to our policy and Randy helped us handle it in a matter of minutes. I cant express how wonderful Rai's insurance has been for my family. Thank you for all you guys do!
Jaime M.
Jun 18, 2015
I have been a customer with Rai's Insurance for at least 10 years. They are always very helpful and accommodating. They have such great customer service. Even if I call a month in advance inquiring about something, they never fail to follow up when the time is near. I definitely recommend them! Thanks Randy and the team at Rai's for always being AWESOME!
Michelle S.
Jun 19, 2014
They have always been so very helpful for me! Every time I come in they are very welcoming and I get in and out quickly! Usually I can call ahead and they will have my bill ready for me, not to mention they saved me a ton of money, I love it!
Nicholas R.
Oct 17, 2013
Their the best I had an accident and they took care of it faster than Geico.!