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Contractor insurance is an affordable way for construction professionals to protect valuable assets against the perils of a high-risk industry. Discover personalized business insurance solutions to address the specific risks your business faces, no matter what your industry or niche. Workers Compensation for Less (WCFL) has provided commercial insurance services to businesses Oregon, California and Washington for over 15 years! We help companies of all sizes from small businesses to large corporations find the insurance products they need at competitive rates.
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Our team of licensed, small business insurance agents provide workers compensation insurance, business liability insurance, and business auto insurance throughout the states of Washington, Oregon, and California. Our qualified, small business insurance agents work with your business to implement the right services to protect your business. If you are living in Oregon, California, or Washington, our commercial insurance agents are here to help. See how much they can help you save!
Contractors and construction professionals work in a high-risk industry with numerous regulations. Contractor insurance protects construction professionals from risks such as accidents and injuries, faulty workmanship, equipment damage, and more. When you've got the right insurance protection, you can focus on building your business.
General liability for contractors is the foundation of a strong insurance defense. One of the biggest risks in the construction industry is third-party injuries, and some of the most costly claims you could face as a construction professional come from construction defect claims and lawsuits for property damage, medical bills, or accidents.
In most instances, contractors and construction professionals are required to carry surety bonds. When you need to get to work, you need a bond fast. We can help get you the contractor bonds that fit your needs, so you can focus on getting the job done and building your future. A surety bond is your word.
Reviews (5)
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Cory Bjerke
Aug 13, 2021
Watch out for WCFL's deceptive business tactics. While they may seem nice, WCFL does not have your best interest in mind. WCFL may cost you in the long run. My company is Valley Floor Installation. Here is my story. I switched my General Liability insurance to WCFL in April 2019. In April of 2019, the CCB notified me I had two insurance policies running.

I was told WCFL began my policy before the other policy ran out. The CCB informed me to contact WCFL, have them wait to start my insurance until my other policy ran. I contacted WCFL. They would not help me with this so, I paid an extra month. This should have been my first clue about WCFL's shady dealings. I decided to not renew with them in 2021.

In doing so, my insurance was cancelled and I was flagged by the CCB for not having insurance in April of 2021. WCFL now is attempting to collect a past due amount from April to July of 2021. Did you get that? WCFL notified the CCB in April that I did not have insurance yet they were still billing me for insurance. Although Tausha at WCFL was sympathetic about my situation, she was not able to makes things right.

They want their money! Now I am caught in the crossfire of WCFL and CCB. Neither will help make this right. It is sad to see Insurance companies such as (WCFL) and government regulators (Oregon CCB) taking advantage of small business owners.
Lesley Cervantes
Mar 12, 2021
I've only had my insurance shortly with them actually is my first time even hearing about them until they reached out! From what experience I've had with them I would highly recommend their insurance! They're are quick to respond and solve issues for me. Great friendly customer service and prices are extremely fair!
Mre Transactions
Nov 01, 2020
Chrisstoffer Fuller was great to work with! Very knowledgeable. I'd recommend his services to anyone in Southern Oregon! Thank you Chris!
Paul Tatian
Feb 25, 2020
I wish i could give them all the stars in the sky, Great insurance services.
Jarell Group
Oct 30, 2017
Great insurance agency for all your business insurance needs