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We are Huntsville, Alabama's independent insurance agency. We help you assemble the best solutions to fit your personal or business insurance situation. When it comes time to design your protection or settle your claim, you deserve a long-term partner like Fountain Parker Harbarger to stand up for you. Our Personal Insurance department can meet all of your insurance needs with individually tailored comprehensive policies to protect your home, auto, or any other personal asset.

The combination of size and experience mixed with personal dedication and client responsibility allows us to guide any business owner in making smart decisions to protect their business.
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Fountain Parker Harbarger & Associates began operations in 1923 with The Hartford - a relationship that continues this day. We are an independent insurance agency located in historic downtown Huntsville, Alabama on the corner of Holmes and Washington. All of our licensed insurance agents, account managers and support staff have the resources to serve as an asset to your company or household and guide you to make informed insurance decisions in your best interest.It has been our honor to have taken care of the homes and businesses throughout Alabama and the Tennessee Valley for nearly a century.
Being independent means we're free to be an advocate for you, not for an insurance company. We represent dozens of insurance carriers, and we consider it our responsibility to know which are the best for you. We are proud to be recognized by The Hartford as a STAG ONETM agency. This designation brings The Hartford's already superior service to an even higher level. Through our partnership with The Hartford, we're helping small businesses manage their unique risk - and succeed.
Each year, the Independent Insurance Agents & Brokers of America recognizes a small group of agencies for maintaining the superior standards of a Best Practices Agency. There are only 127 of these designations in the nation and 6 of those are in the State of Alabama. We at Fountain, Parker, Harbarger are proud to say that we have held the designation as a Best Practices Agency for the last 8 years, starting in 2011.
SecureRisk is a cooperative venture owned by nearly 100 independent insurance agencies that collaborate to bring the best insurance solutions to their clients. The goal of SecureRisk is to combine knowledge and resources to deliver the best insurance coverage, services and pricing available in the industry.
Reviews (2)
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Andrew Phelps
Mar 13, 2021
When I was younger, I always assumed it would be cheaper to get insurance directly through a carrier instead of the expected extra costs of a middle man. Oh how wrong I was. FPH routinely gets me drastically lower premiums than the carriers quote me directly. The insurance provider they got me has been nothing but responsive and helpful for the two claims I've had in the last four years.

And most importantly, I have a great relationship with my account managers, so whenever I need something I just pick up the phone and stuff magically happens. I have moved all of my home owners, vehicle, and commercial policies to FPH and wish I had done so even sooner than we did. The commercial policy was SO much cheaper, we were convinced they had quoted it wrong, but no, they really did fight to get my premiums cut in half with the exact same coverage, no corners cut.
Scott Simmons
Nov 08, 2018
Best prices, best service. Let these wonderful people help you!