Our mission is to bring peace of mind to individuals and families in Minnesota who are concerned about their insurance needs. We provide unbiased independent research, analysis, and advice across multiple insurance options for senior adults, couples and families. Need help navigating Medicare, life insurance or other long term care insurance, annuities or disability insurance options?
You've come to the right place! One Call is all it takes: When you choose Long Term Care Insurance Advisors, you can be confident that you are working with an experienced and knowledgeable team of Minnesota insurance brokers who will help you find the best insurance protection for your particular needs.
You've come to the right place! One Call is all it takes: When you choose Long Term Care Insurance Advisors, you can be confident that you are working with an experienced and knowledgeable team of Minnesota insurance brokers who will help you find the best insurance protection for your particular needs.
Services
Long Term Care Insurance Advisors is an independent insurance broker serving Minnesota and western Wisconsin residents and small businesses for the past 3 decades. We take great pride in helping people address their insurance needs, whatever they may be, by providing solutions that always need our two most critical criteria: suitability and affordability. We never charge you a fee for our services. We are paid a commission by the insurance companies for helping you if we place one of their products.
Brian Emswiler is President and founder of Long Term Care Insurance Advisors, Inc. LTC Advisors was founded in 1993 as a General Agency with over 1,500 insurance brokers wanting to offer their clients the same great contracts our office was selling to our clients. The key to insurance is understanding the contracts and how they can be superior to other insurance contracts.
Interestingly, you cannot walk in the front door of ABC insurance company and get the insurance for one penny less versus letting us do the work for you. The insurance company is happy to compensate us for helping and advising you. But, how do you get paid? If you decide to enroll in a plan we presented, the insurance company will pay our firm a commission.
Long Term Care Insurance Can Help to Cover The Costs of Caring For Yourself When You No Longer Can. Are you 50+ years of age? Do you have your long term care insurance in place? While rarely expected, life can change dramatically. Without a long-term care insurance policy, your quality of life-and the cost to keep you safe and healthy-can grow astronomically.
Reviews (10)
Peggy Pekrul
Jan 04, 2022
Long Term Care Insurance Advisors was an excellent company to work with when we were purchasing long term care insurance. We had many questions as we looked at our options. They encouraged us to take all the time we needed to figure out what we thought would be the best plan for us. They were patient, professional and quickly responded to our questions. Highly recommended!
Greg Kimball
Dec 18, 2021
Scott Solberg
Aug 06, 2021
Beth Darg
Jul 08, 2021
William Campbell
May 02, 2021
Brian Emswiler at Long Term Care Insurance Advisors, Inc. is at the head of his Class for Medicare and other Insurance. He hung in there with me through hundreds of questions and walked me through the SS and Medicare sign up process. With emails, conversations and help from his associates we were able to come up with the best plan for me, and in a timely manner. I highly recommend Brian Emswiler and his group for Medicare and other insurance needs.
Terry Langeland
Mar 31, 2021
Darlene Tervo
Mar 01, 2021
Martin Hidy
Feb 15, 2021
I was very pleased with the service that Long Term Care Insurance Advisors provided for me. Brian Emswiler was incredibly helpful in assisting me in narrowing down my Medicare plan choices and giving me up-to-date plan information. Without his professional support, I would not have been able to choose the plan that was best for me and saved me money.
Pam Travis
Feb 06, 2021
Ruth
Dec 26, 2019
