Dearden & Associates Insurance Group is a solutions-oriented full service agency, with licensed specialists that serve businesses and individuals with the proper design of Commercial Business Insurance, Workers' Compensation, Employee Benefits, Life, Health, Home, and Auto protection. In addition, we have specialty training and markets for the Technology Sector and the Agriculture Industry. The big box stores of insurance would have you believe that you can purchase quality insurance from an online web portal - at a lower price!
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Insurance Group is based in Salt Lake City, Utah, with additional offices across the United States. We are proud to serve our commercial and individual clients across the country from Coast-to-Coast. Dan & Sandy Dearden created Dearden & Associates as an Employee Benefits Agency, providing clients with well-designed benefit packages and exceptional service.
What is auto insurance? Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
What kinds of health insurance are there? There are essentially two kinds of heath insurance: Fee-for-Service and Managed Care. Although these plans differ, they both cover an array of medical, surgical and hospital expenses. Most cover prescription drugs and some also offer dental coverage. These plans generally assume that the medical professional will be paid a fee for each service provided to the patient.
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