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American Collectors Insurance Why Should I Insure My Collector Car With a Specialty Classic Car Insurance Company Versus a Regular Auto Insurer?. Classic Car Insurance (or Collector Car Insurance) is different than regular auto insurance; it is created by passionate enthusiasts for. At American Collectors Insurance, we provide top-rated insurance for a wide variety of collectibles and collector's items, including Agreed Value auto insurance for collector vehicles, classic cars, vintage cars, antique trucks and even classic motorcycles.
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Our company name, American Collectors Insurance, defines who we are as a company. We value and spotlight two extremely important elements in our brand DNA: "American Collector" and "Collectors Insurance". A deeper understanding of our company culture and brand defines and shapes our simple, seven-word mission statement and company manifesto.
At American Collectors Insurance, we've put collectors first since 1976. Our business is built on honesty, integrity, and the same passion and excitement that you bring to collecting. Whether you're looking to insure your very first collector vehicle or expanding your fleet of classics, we're here to protect your passion.
American Collectors Insurance is backed by 40+ years of expertise, protecting collectors nationwide. Since 1976, we've been sharing our passion and excitement for classic cars and collectibles with collectors across the nation. We make it easy to get a quote in minutes. Our underwriting process is simple and straightforward, and we provide the peace of mind serious collectors deserve with our policies.
American Collectors Insurance has partnered with experienced valuation experts like NADA and VMR Auto Guides to. The best reasons to work with American Collectors Insurance are the ones we hear from our Agents. They say they can write the coverage their clients need quickly and easily through American Collectors.
Reviews (19)
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Robert Skeen
Jun 17, 2022
Very easy to arrange and receive agreed-value coverage on my classic car. Policies includes road protection extras at fair price, NO deductibles, and was actually lower than the regular insurance I had on the car.
Gerry Cala
May 12, 2022
I had a great experience obtaining classic car insurance through American Collectors Insurance. Before I completed filling out the online application I received a call from Donna Brown who walked me through the application process, answered all of my questions and within minutes was approved for coverage on midnight that same day. The service was friendly and efficient unlike any I've ever experienced before. I would highly recommend American Collectors Insurance to anyone wanting insurance for their prized Classic car.
Nolan Harmon
May 07, 2022
The automated answering service is antiquated and over the course of two weeks, I called multiple times at differing hours. Each time, I was automatically put in a long wait cue with the typical. "We are experiencing higher than normal call volume." This tells me that they are either under-staffing their customer service call center or not invested in the service side of the equation. Also, ACI, if you see this, please spare me and the rest of the readers your sad song about coivd staffing.

Do better, figure it out. Additionally, once I was connected to a person, their computer system was dial-up slow and took forever to jump from one screen to the next prolonging the call unnecessarily. I have two classic cars. Both that are in my possession. One is registered in Iowa and the other in Nebraska. Both are on the same renewal cycle and date.

I was send a policy laps notice without prior communication for one car but not the other. When I called, the customer service person could not figure out why I only received one notice for one of my two cars and did not know why it was sent without a policy payment request prior too. To make matters worse, I only got one of the two insurance cards and when I paid the bill, I was asked to do some funky double payment on one cars policy that i was told would also cover the other. In short, this was a mess. Not impressed. Very unorganized. I wonder if a claim would be as painful. I am inclined to think so.
William Spicer
Apr 22, 2022
This is a great company. I filled out their application online and got a call back from one of their customer service people within five minutes. Everything was finalized quickly and I received my insurance docs via email within less than an hour. The customer service person was very friendly and helpful, and their coverage and rates can't be beat for classic car insurance.
Russell Pope
Apr 22, 2022
American Collectors puts you back in control of insuring your collectible car, with terms that are tailor-made to your needs. The service staff there are knowledgeable, professional, and well-informed about the nuances of unique and valuable cars. I have always found them to be responsive and helpful, at the inception of my policy and through periodic increases in value and the addition of supplemental coverages. I haven't experienced any of the better known carriers for comparison, but then, I've never felt the need.
Claire Tebo
Apr 06, 2022
I recommend American Collectors Insurance to the people I know who are collectors of different things, not only nice old cars like mine. i have always been happy with the service. i appreciate the low cost to insure my Thunderbird. I am deeply grateful for the company's commitment of the offer to cover the cost of storing my vehicle in the worst of inclement weather and hurricanes. I am happy to know my back is covered.
Peter Oppewall
Mar 19, 2022
This is the best insurance company I've ever had experience with. I had an issue with the DMV and a mistake made years ago with a previous owner of my classic car and the team at collector car insurance cleared everything up directly with the DMV for me when I could not get it accomplished myself. Many thanks for the excellent customer service and customer support they gave me! Clollector Car insurance has my loyalty and I added two additional vehicles to my policy not just for the great customer service buyer jts also the least expensive insurance available
Michael Bondi
Mar 18, 2022
I transferred the insurance of my 1981 Mercedes 380SL to American Collectors Insurance, after comparing it apples to apples to my other collector car insurance company. American Collectors Insurance is rated at the top of the collector car insurance industry, and the price was much better. As an added plus, I received an actual insurance agent, that I can talk to, if I ever have a problem.

With my other insurance company, I never spoke to the same person twice, and the only information that they had on me was whatever was on the computer screen in front of them. It feels good to have an agent that will work with me.
Jerry Bastien
Feb 18, 2022
Everything went very well. My hat is off for Michael B, he made everything go so smoothly. I requested a quote from many classic car ins. companies, and he just made things go so smoothly. I am a classic car collector, and you can count on me to tell all my collector friends who to see about classic car insurance.
Keith Powers
Feb 05, 2022
Phenomenal experience while dealing with Stephanie. She was patient with me, took me a few months to actually switch over my classic BMW. The pricing was fantastic, customer service excellent. I would recommend them to anyone.
Craig Raisner
Jan 26, 2022
Moved from PA to Maine and the company made the transition very easy, continued coverage during and after the move, and had friendly and knowledgeable staff to complete the transition.
Terance La Croix
Jan 25, 2022
The person who helped me was very very helpful and made me feel like I was your only customer. She was so kind and nice and answered all my questions great. It was a pleasure doing business with her.
Mah
Jan 17, 2022
I called and got Christine Dapper on the line, She is a true professional in doing her job, She explained everything clearly in how ACI company works, She is definitely an asset to this company
Michael Cariola
Jan 17, 2022
First call was professional and friendly as usual. Ive been a customer for many years, a return customer with no issues. I was getting a quote for my 93 camaro pace car a collectable w 35,00 miles and only 145 hard top made and perfect condition but was denied coverage because i did not own 2 other dailey cars but i do a new Rav 4 and a Triumph TR7.

I was never asked this before unheard of and unprofessional no other companies ask that dumb question the underwriter who denied coverage needs to be fired for loss of business and loss of a good customers i know a lot of contacts threw car meets, auctions, public and shows and won't recommend anymore.
Corey Haydar
Dec 30, 2021
Got a quote from Hagerty and was baffled by how much they were quoting me for a year policy (between 2-3k and I havent had a ticket in over 5 years). American Collectors not only saved me more than 75% but there sales reps were much faster at responding to my inquiry and made sure I had my insurance in less than 2 hours. Thank you Adam Witherspoon for the help!
Chris Boyer
Dec 28, 2021
I have USAA Insurance and they referred me to American Collectors Insurance for the insurance on my old corvette. The coverage seams very reasonable and the representatives I spoke with on the phone were very helpful.
Edward Jones
Dec 18, 2021
I am thankful to find some insurance for my antique that isn't super expensive. The rep was nice. They sent the paperwork quickly and the website is easy to navigate.
Dan Andrew
Aug 02, 2021
The policy was reviewed and understood. The process went well. I've had insurance with a well known company for 50 years plus. I've had a few claims, mostly weather related (we live in Kansas) and they have been very responsive, proactive and sensible with a quick settlement. My agent knows me by name and I appreciate that. A down to earth guy. My only concern, and I hope it never happens, is if something were to happen, will American Collectors be as easy and cooperative to work with. I hope to never know.
Marlon Jones
Jul 23, 2021
This was my first classic car so I had to learn the difference in insurance versus a daily driver. They offer great coverage for a low price. They are military friendly and the customer service was both, down to earth and professional. I highly recommend them to anyone in need of antique car/collector car insurance!