Applied Insurance Service

Applied Insurance Services, Inc. (AIS) is an independent insurance agency in Lake Mary, FL, dedicated to satisfying all the insurance needs of Florida based businesses. Our products include, but are not limited to, Workers Compensation Insurance, Property Insurance, General Liability Insurance, Automobile Insurance, Garage Liability Insurance, Garage Keepers Liability Insurance, Inland Marine Insurance, Aviation Insurance, Truckers Insurance, Bonds, Group Health Insurance, and Risk Management.With over 23 years of insurance experience, we have won several awards as the areas #1 insurance firm.

Information is power! This article endeavors to present essential facts about risks and responsibilities of both the direct hiring of employees, and the contracting for employee services from a Professional Employer organization (PEO). The author seeks to be objective in delivery of these facts. In the end, you should have new basses for deciding which is better, "To lease or not to lease employees."

Cost - The cost of testing all new applicants, after the job offer is made, and employees who have compensable injuries. This cost may vary from one location to another, but generally around $40 per screening. Additional Benefit - Lower experience modifier as much as 35% or more. Substance abuse is a major issue for business and industry.

For most people this will not be an easy job. Managing the actions of people is a lot harder than finding physical hazards. 85% of all accidents are caused by unsafe acts of people and management failures. Careless employees are still likely to have accidents in safe conditions. Be sure to set up a safety policy for the company.