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Work with us to identify and minimize the risks you face in your industry, supply chains and business. Collaborate to find the best solution to your situation - including cyber security and worksite safety. With roots dating back 100 years, PDCM blends a century of experience with industry innovation to bring you a completely different approach to managing risk and insurance.

Our PDCM family is made up of everyday people who care a lot about insurance, about each other and about our clients. We care, we laugh, we have fun, we learn and we help our clients do what they do best!
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With roots dating back 100 years, PDCM blends a century of experience with industry innovation to bring you a completely different approach to managing risk and insurance. Our personalized advisers use PDCM's unique Risk Reduction Approach to take a comprehensive look at your insurance needs and customize a plan for your family or business.
PDCM has long-term relationships with carriers that provide access to traditional business insurance coverages. Workers' compensation, property, general liability and professional insurance are just a few of the coverages that we can place for your business.
PDCM has long-term relationships with all the major carriers and can provide access to a full menu of benefit offerings. We design, educate and implement a benefit package customized to enable you to attract and retain the employees you want. PDCM's innovation around risk analysis, self funding, and medical captive arrangements provide options beyond the "traditional" insurance market.
Employee wellness is fundamental to any employer whose goal is to maintain a long-term, financially sustainable employee benefits program. PDCM believes so strongly in employee wellness as a value-added service that we developed our EMPower Program. The EMPower Program works with employers to develop customized employee wellness benefit plans that drive engagement, promote accountability, and help employees manage their health risks and chronic conditions.
Reviews (10)
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Mike Staebell
Jun 20, 2022
Out of the blue I received a call from Nicole saying she wanted to do a review of our coverage. Initially I wasn't thrilled because she said it would take 15 - 20 minutes, but she also mentioned that she had found a new insurer that could save us money, so my interest was piqued. It turns out we were able to save hundreds and hundreds of dollars annually on home and auto coverage. Definitely worth the 20 minutes of phone time! Just another example of super service from Nicole and PDCM.
Angie Sutton
Apr 22, 2022
I spoke with Tammy and she was very detailed oriented and explained exactly what I was getting. She was professional and polite. Im happy 2 b a new customer and feel very comfortable with having my insurance through this company.
Jana Wiest
Apr 16, 2022
We had just purchased a new car and decided to explore other insurance providers. A friend recommended PDCM so we called and set up an appointment with Tammy. We discussed our total insurance needs with our vehicles and properties. Tammy was very knowledgeable, informative, friendly and professional. She explored options with several providers and found the best fit for us. I would highly recommend considering PDCM when searching for an insurance provider.
Morgan Parsons
Apr 15, 2022
Tammy was a pleasure to work with! She helped me find the best carrier for my needs and took the time to explain my options. Highly recommend her and PDCM.
Todd Henningsen
Mar 27, 2022
We worked with Tammy to review our current P&C Insurance and propose a new solution. Tammy was wonderful to work with throughout the process and I would highly recommend you reach out to her if you are looking for a P&C insurance review.
Terri Ourada
Feb 27, 2022
I cannot say enough good things about PDCM, but especially Michelle! Not only has she repeatedly went over and above to assist not only me, but also anyone on our policy who has contacted her. If she does not know the answer, she finds out, instead of guessing! Even though we are a small group, she treats us like we matter. I cannot say that about others companies. I do not leave alot of reviews, nor recommendations, but I definitely would Michelle!
Alyx Sandbothe
Feb 25, 2022
I worked directly with Tammy in the process of finding new home and auto insurance. She took care of everything and just kept in contact about everything from the best deal I could receive to canceling my old insurance. It was simple and stress free.
Chris Michels
Jan 23, 2022
Grant and Drew are great to work with regarding Employee Health Benefits. They are very knowledgeable and are able compare best options for our needs. They are responsive when questions and concerns arise. It's great to work with someone who has gotten to know our business over the years to give us the best products possible for our employees.
Matt Cose
Aug 26, 2021
My family has been working with Nicole Carlson for the past 10 years and through those years have always had the utmost positive and professional assistance. If I ever need any assistance, questions, or quotes, we always receive a response in a very timely manner with great service and best options for us as a family. Very affordable and always looking out for the best interest in our insurance coverages. We couldn't be happier with the level of service, commitment, and coverage that we receive from PDCM and Nicole. We truly value our advisor!
Sara N.
Jun 29, 2011
Do not waste your time here. Overcharged and never saw agent to get assistance to figure out the correct amount for policies. Will warn anyone or business that they are not helpful and will charge you way too much.