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Bay Insurance Agency is a full-service, independent insurance agency offering competitive rates on auto insurance, homeowners insurance, boat insurance, RV insurance, and much more. It's our job not only to get you the coverage you need, but also to make sure coverage is available to you at an affordable rate.

Bay Insurance Agency provides affordable insurance coverage to customers all over Santa Rosa County, including Pace, FL; Milton, FL; Gulf Breeze, FL and also Escambia County including Pensacola Beach and Pensacola, FL.
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Bay Insurance Agency is a family-owned and -operated independent insurance agency. We have been serving Santa Rosa County and the surrounding areas for over 30 years. We provide friendly, individualized customer service, insurance reviews, and quotes to meet all your family's needs. By representing many companies, we are able to provide a comparison of rates and payment options.
Bay Insurance Agency provides auto, homeowners, and business insurance services. We represent some of the best insurance carriers in the industry. We invite you to contact our agents to discuss your needs so we can help you find the best option for you and your family. Learn more about the Bay Insurance Agency and our affordable insurance policies, the assets they cover and more.
Bay Insurance Agency has provided online quote forms that allow you to provide us with the information we need to begin your search for the right coverage. We can't provide the right insurance plan for you unless we know a little about you, your situation, and what kind of insurance needs you have.
We all need transportation to get where we're going and most of us rely on our cars to handle that for us. However, there are many dangers out there on the road. With the number of drivers speeding back and forth, accidents happen and we want you to feel secure. If you have an accident in the Pensacola, FL area, you need to protect yourself against financial loss.
Reviews (2)
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Ruby Howard
May 11, 2022
Bay insurance is a wonderful insurance to have Scott is a real friendly person and he handles business very quickly doesn't take no time
Alan Headrick
Jun 21, 2019
I have had insurance through Bay Insurance forever. I would like to give Scott ten gold stars for all of his help!