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In a perfect world, there is no need for insurance. In a perfect world, people don't become ill, automobiles do not collide, products have no liability and saving for retirement is unnecessary. In the real world, sometimes things happen that are out of our control. In the real world, we all need protection to safeguard our business and our personal life.

Thank you for providing all the detailed quotes and the explanation to show the differences as we are not familiar with insurance lingo. The breakdown of the differences below took the cake!
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Founded in 1986 by the company president Joe LaBarbera, Mid-State began as an independent Life and Health insurance agency. Operating out of his parents' home, Joe was able to grow the company by meeting the needs of individuals and small businesses in the area. In just one year, Mid-State opened its first office in Shorewood, Wisconsin.
In a perfect world, there is no need for insurance. In a perfect world, people don't become ill, automobiles do not collide, products have no liability and saving for retirement is unnecessary. In the real world, sometimes things happen that are out of our control. In the real world, we all need protection to safeguard our business and our personal life.
Your livelihood is dependent on the survival of your business, so it is imperative that you protect it against any potential threat-big or small. For instance, a fire could destroy your business's warehouse and the contents inside, or a burst frozen pipe could damage important documents and valuable papers.
An automobile insurance policy is designed to provide you with a level of protection against property, liability and medical costs if you are involved in an accident. Many states have minimum liability limits. While it may lower your premium, reducing your liability limits to minimum legal levels and dropping underinsured motorists coverage could open you up to substantial risk.
Reviews (2)
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David Eberhart
Mar 19, 2022
Given the chance they will wildly over-insure you. Buyer beware.
Bob Adams
Jun 13, 2020
Friendly, knowledgeable, strategic, honest.refreshing to work with.