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Star H Equine Insurance We are knowledgeable horse people with over 45 years insurance experience and are dedicated to helping you with your horse/horse farm insurance needs. We are licensed in all states but Alaska, Hawaii, and South Dakota. Competitive quotes for your horse mortality (life) and your equine major medical (health) insurance. Personal Equine Liability and Commercial General Liability coverages to fit your equine activities. Own a horse farm? Whether you have a large commercial equine operation or a small gentleman's horse farm, we will find the right fit for you.
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Star H Equine Insurance was founded by Butch and Lucinda (McIver) Human and is an insurance agency devoted solely to serving the insurance needs of the equine industry. Besides handling the day to day duties of running the backside of the agency, Lucinda works with clients and prospective clients on their farm and liability insurance needs.
To expedite the claims process we recommend you contact the toll free number attached to your policy. In the event you don't have this information, the claims numbers for all of our companies are shown below. If you need any help, please contact our office Monday - Friday 8:30 am - 5:00 pm (excluding holidays) and we can guide you to the correct claims department. In the event that you have a Claim please refer to your policy for your toll free Claims number, or you can find a listing of phone numbers here.
Coverage for death resulting from accident, sickness, disease, humane destruction and theft. Full Mortality is a form of life insurance on your horse. It will cover you if your horse dies from accidental causes, sickness, disease, humane destruction and theft. In addition, some insurance companies now include coverage for Emergency Colic Surgery with a limit of $2500.-$3000.
Provides liability coverage for bodily injury and property damage claims/suits resulting from your horse business. You should consider Commercial Equine Liability coverage if your horse business involves boarding, training, breeding, riding instruction, shows, clinics etc. This coverage will protect you in case someone is injured or their property is damaged as a result of your horse business activities; for example - a horse kicks someone at a show; a horse gets loose, runs into the road and gets hit by a vehicle resulting in damage to the vehicle and possible injury to the occupants; a rider is thrown and injured during a riding lesson.
Reviews (11)
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Vicki Autry
Mar 14, 2022
Star H went to bat for me! That tricky time when your policy is renewing and you really need it! The folks at Star H put their detective hats on and turned a denied claim into a granted claim! I can't thank them enough! I was a difficult client and they kept reassuring me they would do whatever they could to help me! Thank you to everyone involved and also AEIG for taking another look!
Diana Hoberecht
Jul 14, 2021
Super great experience with them. Always available for questions and concerns and super fast in responding to them. VERY satisfied.
Leigh Pound
Jul 07, 2021
Five years and three horses, I cannot say enough good about this company. We, unfortunately, had to file a claim for one of our horses and they could not have been more helpful. Answer all my questions quickly and I never feel like I am a bother. Highly recommend.
Matt Case
Jul 04, 2021
We use Star H for multiple policies and have found them to be extremely responsive, helpful and professional. And we have a unique business -- equine assisted psychotherapy, yoga, riding -- so we were glad to find they could help.
Ed Frawley
Jul 01, 2021
I have been a client of Star H for over 10 years. I have only had great experiences with them. From setting up my Equine insurance plans, purchasing insurance before transport on new horses, to filing claims, they have been there for me every step of the way. The Star H team goes above and beyond every time.
Lenelle Scholl
Jun 30, 2021
I would like to share what a terrific insuranc agent Cathy Boles is, we contacted her on Mon and the next day she was on the phone to me. Cathy is very professional, her questions are on task to what she knew we needed. All our questions were answered and she gave us options. Prices were resonable and I felt very much like she really cares about her clients. I have refered her to some of my horse friends because I trust her.
John Kirk
Jun 23, 2021
After contacting other Equine Insurance companies prior to doing business with Star H Equine, I compared rates, service and follow thru and all the others were a distance second to Star H Equine. Cathy Boles guided me thru the process of insuring my property. She is an expert in her field, covers all the bases and is a joy to work with. Again, I contacted many other insurance companies before deciding on Star H Equine and without a doubt I made the right call!
Parker Minchin
Jun 16, 2021
Always easy to talk to, knowledgeable, and informative. Star H has handled our insurance needs for many many years. We could not be more pleased.
Stephen Losey
Jun 14, 2021
Star H is the most amazing Equine Industry brokerage in the Country. I have worked with them for at least a decade now and I learn something new about the insurance and specifically all things Equine related every time I renew or refer another client for business. I have referred clients from all over the country to Star H thanks to their industry knowledge and quick response times. Go with Star H for your insurance needs and you will TRULY be in good hands not just some advertisement fluff like on the idiot box.;
Dana Dewey
Jun 14, 2021
I've done business with star H for decades. My commercial liability, farm and equine mortality are all best served here. Staff always answers questions quickly, and can share good advice in a professional manner. Totally trust these folks as they understand the equine business community like no other!
Deanna
Jun 14, 2021
We had several quotes for insurance from Star H Equine and have found their representatives to be extremely thorough and honest. We worked property insurance, business insurance and insurance for our horse. Before binding, I hit them up with many (and I mean a lot!) questions about the policies and I found our representatives to be so VERY thorough in their explanations.

They never made me feel like I couldn't ask a question. I would highly recommend Star H Equine Insurance for your barn, horse or farm insurance needs. I won't go anywhere else!