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We encourage you to contact our friendly staff for a free, no-obligation quote on any of our products. Roberts father was my agent until his death Robert has went well beyond what I have asked. Protect your vehicle with auto insurance policies that help you feel secure. We offer insurance coverage for collision, liability, towing and labor, underinsured/uninsured motorists, rental reimbursement and more.

It's your biggest investment and your source of shelter and comfort. Look out for the roof over your head with a homeowners' policy to cover fire, flood, disaster, burglary, etc.
Services
At Klein, Merwin, Karrer & Associates, we take the time to understand your needs to ensure your satisfaction. Business is important, but we feel that the customer experience is every bit as crucial. With this in mind, we strive for service that's friendly, knowledgeable and personalized to your situation.
Please consult an insurance professional before making any decision regarding insurance or investments. We also provide insurance services to Belleville IL, Collinsville IL, Edwardsville IL, Glen Carbon IL, O'Fallon IL, Troy IL, and the surrounding communities.
When you buy an auto insurance policy, you are buying a package of individual coverages. Each coverage protects you against different types of losses. Once you understand the various coverages, you can decide which ones to include in your personal insurance package. You can also determine the limits of coverage you will need.
For many of us, our home is our most valuable possession. The time to think about the unthinkable disaster is before it happens to you. If your home were damaged or destroyed, insurance could help you repair or rebuild your home and replace damaged possessions. The main purpose of insurance is to protect you against losses you cannot afford.
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