Take it, or leave it. That's what you get with single-provider insurance companies (called "captive agents") like GEICO, Farmers, Allstate or State Farm. Their "one-size-fits-all" policy might work for some, but does it work for you? Besides, who want's to be held "captive"? Wouldn't you rather have options for auto, homeowners, umbrella, life, business (even travel, wedding and pet insurance)?
Heather Robitaille — One of the best things I did this year was give them a call. I'm paying half for car insurance from my previous rate, a third