Michigan Basic's goal is to supply fair access to property insurance at standard rates regardless of property location. It is the agent's responsibility to seek the highest possible property coverage for each insured in the voluntary market before attempting to acquire coverage through Michigan Basic.
Services
Inquiry on the policy and payment status of your entire book of business, including information pertaining to payment due dates, mortgagee, deductible, coverage amount, and more. The Association will better service you in the future by posting updates and general information to this site or via e-mail, thereby reducing your costs and our costs simultaneously.
ACTUAL CASH VALUE - Provides for settlement of losses based on the condition or value of the damaged or destroyed property at the time of loss. The Aamount will be determined by a review of relevant factors such as but not limited to market value, assessed value, capitalized value, and depreciation caused by physical wear and tera and/or obsolescense.
Reviews (7)
Carlos Veasey
Mar 21, 2022
Been a customer for 5 years an had no issues so far so I'm happy with that. I own my home with no mortgage. The insurance premium isn't bad at all. I pay about $1000 a year for my home owners insurance. An I like my pay schedule I pay for two months then I skip a month. For ex. I pay starting from Sept-Oct then skip Nov then pay Dec an so on until the premium is paid in full by April. Then I don't pay again until Sept 5th. Works for me.
Bryant Martin
Feb 22, 2022
Sheronna Jones
Dec 25, 2021
Linda Carter
Oct 24, 2021
Greyson & Jaden
Sep 27, 2021
David Meyer
Aug 19, 2021
Diana Hughes
Aug 16, 2021
