As an independent insurance agency, our priority is you. We compare dozens of insurance companies to find the right coverages to fit your needs for the best price. Think of us as your insurance middle-man: we do the research, paperwork and maintenance for you, taking all the stress of insurance out of the equation. No matter your history and record, we'll find the right coverage for you. With our office located in downtown Oceanside, right on Coast Highway, we serve all of San Diego County and more.
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An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements. Most auto policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium. Your Independent Agent is an advocate for finding auto insurance that meets your specific needs.
The car you use for your business requires the same coverages as a car you would use for personal travel. While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Ask your insurance agent to explain all the differences and options.
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you. What is Homeowners insurance? Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Why do you need insurance for your motorcycle? You'll enjoy being out on the open road even more when you're not worried about the safety of yourself, your passengers or your investment. If you're in an accident or your motorcycle is stolen, it costs money, often a lot of money, to fix or replace it.
Reviews (10)
Aaron S.
Mar 16, 2022
Just excellent service! I struggled for months to get coverage for my home because it was in a "high risk, " fire area, and it was in a rural location. Mario was persistent, personable, and he kept working through all the roadblocks. If you have a hard time getting appropriate coverage for your home, this is the place to look for help. 5 stars all the way.
It's such a relief. BTW very reasonable broker fees. The California FAIR plan and DIC are impossible to navigate alone. This company will make it as simple as easy as possible. I am referring all my friends and neighbors to this brokerage firm!
It's such a relief. BTW very reasonable broker fees. The California FAIR plan and DIC are impossible to navigate alone. This company will make it as simple as easy as possible. I am referring all my friends and neighbors to this brokerage firm!
Quasar Knee Pro
Apr 01, 2021
Maggie Allen
Jan 28, 2021
Kristy Buettner
Jun 17, 2020
If you are looking for a reliable, honest company for your insurance needs call Leading Edge! Mario is phenomenal and totally customer-focused. My experience has been 5-star each and every time. There rates are great but more importantly to me, they genuinely care and have integrity. Thanks Mario! You Rock!
Willy
Jun 09, 2020
Mary Williangham
May 16, 2020
Yuliana Contreras
Apr 20, 2020
Maricruz Tillotson
Apr 14, 2019
I made the terrible mistake of choosing this as my agency. I've been with them for 4 long years. When I bought a car, the agent neglected to send proof of insurance to my lien holder. I received numerous notices from my lien holder saying they had not received it. I made numerous calls to my agent reminding him to get this done. He never did. I took care of it myself.
A few months later I bought a truck and same story. Just recently I had a question about my policy and left a message with his secretary, but he never called me back. His prices were not the lowest either. I did not go with the least expensive quote thinking I would get better service. I called the insurance carrier to see if I could keep my existing policy but with a different agent.
They said it couldn't be done. My advice: avoid this agency at all cost. Not worth it. By the way, this agent is rude on top of negligent. He should have his license removed.
A few months later I bought a truck and same story. Just recently I had a question about my policy and left a message with his secretary, but he never called me back. His prices were not the lowest either. I did not go with the least expensive quote thinking I would get better service. I called the insurance carrier to see if I could keep my existing policy but with a different agent.
They said it couldn't be done. My advice: avoid this agency at all cost. Not worth it. By the way, this agent is rude on top of negligent. He should have his license removed.
Nick Roth
Oct 27, 2018
Liz Janapol
Mar 10, 2017
Mario and his staff have always gone ahead of and beyond normal customer service. Their response time and follow through is the fastest I have experienced. They are more than happy to work with you, making changes or adjustments to your policy, etc. in a timely manner. The insurance products and DMV services offered are thorough, with the most competitive pricing I have ever seen. And I am a researcher. The biggest thing is that I have been with Leading Edge for over 10 years and still happy. Highly recommend this company!
